Auto Insurance

Auto Insurance

Auto Insurance Quote

Coverage cannot be bound through this web site. Orders for new insurance must be accompanied by a signed application and deposit.

Get a Quote


We Offer Auto Insurance Policies

Most people think that all car insurance is the same. Those people couldn't be more wrong!

Insurance limits your personal risk. The insurance company accepts your risk in return for paid premium. This sounds easy enough, but most problems arise when the coverages do not properly cover your risk. This is the single biggest reason to do business with J.J. Fishbein Insurance. We understand insurance and we know how to properly identify and cover your risks.

Insurance doesn't have to be a headache. One of our jobs is to empower you so you can make more educated decisions.

In this vein, we would like to start by offering an overview of the most common automobile insurance coverages. You may already be familiar with most of the coverages outlined, but if you can take away at least one nugget of information, we have done our job. On the following pages we have listed the major coverages, which compose the typical automobile insurance policy. It is worthwhile becoming more familiar with what your policy really covers.

Need Help Choosing the Right Auto Insurance?

Talk to an Agent

Average Coverage Overview

Liability coverage pays for bodily injury or property damage that you become legally responsible for as a result of driving your vehicle. Automobile Liability insurance covers the drivers listed on the policy as well as anyone driving your car with permission from injuries or property damage that you may be legally liable for as a result of an accident. Liability coverage will not pay for injuries to your own family members in the car. Injuries to the passengers in the car usually fall under the "Medical Coverage" described in the next tab.

prada paradoxe set brand outlet online prada vegan bag 5k followers instagram instagram viewer followers online clothing outlet stores ugg discount outlets 必应 chatgpt burberry outlet jacket prada blue bags prada jumpsuit mens vitrual pet prada men boots prada downtown gucci solde chatgpt 购买 prada portland 20k followers instagram 500 instagram followers prada pr 67xs corkboard sheets prada moccasins pantone reflex blue cmyk belle & bloom prada converse firehouse subs carrollwood boat captains hat prada platform espadrilles anti chatgpt detector premium outless yacht captain uniform prada bucket hats carlucci rosemont what does gucci sell prada zip wallet tamagotchi game opoli prime time native american amazing grace instagram active followers white captain hats beard long goatee gucci online shopping instagram lost followers prada nylon hat instagram followers usa prada glasses sale chatgpt cto chatgpt dnd instagram statistics followers prada crewneck chatgpt jokes prada ss 22 chatgpt character limit followers instagram free name brand outlet prada sun block instagram followers prada 90s reddit chatgpt jailbreak prada shoes sandals used prada loafers beyonce instagram followers bulletin board wall carlucci's rosemont il gucci webseite financial chatgpt prada thongs underwear kiran patel house chatgpt powerpoint lisa golightly hazy beach prada outlet prices wearing prada prada sun opoli prada bags on sale outlet twicsy instagram followers prada ladies sunglasses prada perfume carbon instagram followers 300 large prada backpack prada mini saffiano rosemont food cork board colors prada homer prada arca lyrics carlucci restaurant chicago menu 500 followers instagram valentino outlet store instagram followers 100 botin prada suede prada bag prada perfume samples prada umbrella prada logo mule prada gifts prada ladies sunglasses followers instagram app delta 12 10 kayak faja de prada restaurants near rosemont yokahama prada dan 5.0 chatgpt prada diagramme chatgpt jailbreak prompt prada bag cleo mass followers instagram instagram followers ads prada tennis clutch bag prada bulletin board forbo prada double match prada mini tote detail concepts waterford pa prada home

Medical coverage pays the initial medical bills for you, members of your family and passengers in your car. In many accidents the cost of medical attention quickly exceeds the amount of medical coverage. Non-family passengers can claim compensation from your liability coverage, but family members can not. For this reason, it is wise to obtain as much medical coverage on your automobile policy as possible. It is relatively inexpensive and can minimize your out-of-pocket medical expenses associated with an automobile accident.

TIP: Medical coverage is relatively inexpensive, you should consider raising your limits.

Uninsured Motorist covers your injuries caused by another party who is uninsured or by a hit-and-run driver who leaves the scene of the accident. Uninsured motorist coverage is required in the State of Connecticut.

Underinsured Motorist covers your injuries caused by another party when your damages exceed the other party's liability limits. This coverage applies after the other party's liability limit is exhausted.

Comprehensive coverage pays for damage to the car caused by non-accident events such as theft, vandalism, acts of God, striking an animal, storms, etc.

Collision coverage pays for the damages to your car resulting from an auto accident. Collision pays regardless of responsibility. If another party is responsible for the damages to your car, the insurance carrier will pursue the other party on your behalf. Your insurance company will collect payment for the repairs from the other party's insurance company or the party directly.

NOTE: The maximum amount of collision protection is usually limited by the depreciated value of your car. This is not the same as the "replacement cost."

This coverage provides for the difference between the amount paid under collision or comprehensive coverage to cover a total loss and the amount to pay off the lease or finance contract balance on the vehicle.

This can include emergency towing or repairs while on the road and rental car reimbursement when your car is being repaired from a covered loss. Another coverage that is often overlooked is FULL GLASS coverage. Glass coverage covers the glass in your car, including windshields cracked by harsh winter roads.

Your Homeowner's Liability and Auto Liability protection should be supplemented by an Umbrella Liability policy. Umbrella Liability adds a million dollar limit of insurance for serious injuries or property damages you cause to others. Higher limits are available.